Problem/Solution Bank’s exchanging data with their commercial customers to manage their finances and execute payment transactions: Realtime connections between the companies and their financial institutions so that the information exchange is realtime, integrated, robust and efficient. And dare I say,…
Omnichannel – that won’t get a lot of hits on my blog. But Microservices will. The reality is Omnichannel is overused but it is important. And microservices have enabled it. Last year I shifted from enterprise solutions to our digital…
I came to NCR to sell a modern ATM driving and transaction processing platform. The goal was to leverage a platform that was focused on transforming messages and building in flexibility to adjust for what was to come, not what…
Could an ISO 20022 web-services based ATM Terminal Handler/Driver reduce costs and accelerate innovation by consolidating applications, connections and platforms. Would bankers, ATM vendors and bank application providers get on board with such a strategy? Do we still need ATM drivers in an IOT world? One idea to help banks remain PCI compliant, maintain legacy connections but become more innovative and extensible with their ATM strategy in an open banking world.
Just how does Amazon or Google scale to such a huge number of transactions or inquiries? How are these companies able to afford to serve so many customers every day, with new services, nonstop again and again? The economics behind…
I’ve been spending a lot of time thinking about microservices and ESBs (the Enterprise Services Bus) and what it means for my banking friends and customers. There is a lot of confusion out there – what is an ESB and who is using them in banking… here are some thoughts on the matter in a playful comparison to the Red Devil busses in Panama to a discussion on banking specific solutions vs an all purpose integration platform.
#middleware #microservices #ESB #enterpriseservciesbus #mulesoft #tibco #PaaS
Over the past 30 years selling technology solutions, the raw materials of the products I sell have changed many times. Shifts from centralized to decentralized processing and data models, optimization for the hardware we were operating on, business trends swinging…
I know, I just mixed a metaphor – and I used a simile for a branch acting like a person. Grammar be damned – the things bankers are doing these days with mobile in the branch just make me think…
I’ve watched the business-to-business , person-to-person, and account-to-account payments industry from an insider’s perspective over the last 20 years. Moving through time from commercial online banking, to retail online banking, to mobile banking, to digital banking – payments is…
The retail banking market has come out of the financial crisis with a new outlook on how to engage new customers and how to retain and cross sell others. The shift to omni-channel, multi-channel whatever is something that has been…